Home Insurers Kick Around Cyberbully Coverage

By Lynnette Khalfani-Cox

In recent years, a number of tragic cases have captured the public’s attention in which teenagers committed suicide after being taunted, harassed or shamed, due to invasions of privacy on sites like Facebook, MySpace and YouTube.

If you have a teen or a college student who is fond of social networking, the rise of cyberbullying is enough to give you gray hair. But now there’s another reason to fret over the rise of online intimidation: It could subject your family to expensive lawsuits. And incidents of cyberbullying may not be covered by your liability insurance.

Effective this fall, “cyberbullying” is an excluded offense under newly revised personal umbrella policy forms being filed nationwide by the American Association of Insurance Services (AAIS).

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